Lazy Portfolios

• Lazy Portfolios Sorted By 10Y Normalized Return

  As of 1/09/2024. Normalized return corresponds to a drawdown of 20%. Past performance is no guarantee of future results. Especially for less diversified portfolios. Click for larger picture Source of data: PortfolioDB Read more

  2024.01.08.

• Factor Investing For Dummies

  Factor investing is a strategy that involves targeting specific drivers of return across asset classes, such as value, growth, quality, momentum, and size. These factors are based on the idea that some characteristics of stocks or bonds tend to persist over time and generate excess returns for investors who can identify and exploit them. In… Read more

  2023.12.17.

• Model Portfolios Performance

  A lazy portfolio is a set-and-forget collection of investments that require little or no maintenance. Most portfolios consist of a small number of low-cost funds that are easy to implement and rebalance. Lazy portfolios are designed to perform well in most market conditions, making them the perfect choice for long-term investors. This book will teach… Read more

  2023.12.17.

• Safe Withdrawal Rates by Equity Allocation as of 2023

  Read more… Read more

  2023.12.16.

• Lazy Portfolios Sorted By 10Y Return/Volatility

  As of 11/26/2023. Past performance is no guarantee of future results. Especially for less diversified portfolios. Click for larger picture Source of data: Portfolioslab (Portfolios including individual stocks are excluded) Read more

  2023.11.26.

• A Lump-Sum or Distributed Investment?

  You won the lottery, inherited a large sum, or sold your company… in short, you came into a substantial amount and want to invest it. The first question that arises in such cases is whether it is advisable to invest the entire amount or distribute it over time in installments. The answer is depicted in… Read more

  2023.11.25.

• How to Build a Lazy Portfolio for Long-Term Investing

  If you are looking for a simple and effective way to invest your money for the long term, you may want to consider a lazy portfolio. A lazy portfolio is a type of investment strategy that involves holding a small number of low-cost and diversified index funds or ETFs. You can set up your lazy… Read more

  2023.11.24.

• Equity, Bond Real Returns and Risk Premiums 1900-2019

  Real (inflation-adjusted) equity and bond returns in selected markets, 1900–2019 Real annualized equity returns (%) in local currency and US dollars, 1900–2019 Worldwide annualized equity risk premium (%) relative to bills and bonds, 1900–2019 Source: Credit Suisse Global Investment Returns Yearbook 2020   You may find real returns by decade here. Read more

  2023.11.18.

• ETF 1×1 For Beginners

  What is an ETF? An ETF (Exchange-Traded Fund) is a publicly traded investment fund. In contrast to traditional investment funds, I would like to highlight two of its characteristics: 1. Complete transparency 2. Low fund management fees Thanks to complete transparency, it is generally possible to know at any given time what the ETF contains,… Read more

  2023.11.10.

• How to Choose the Perfect S&P 500 (or Any Other) ETF for Long-Term Investment

  Investing in Exchange-Traded Funds (ETFs) can be a fantastic way to grow your wealth over the long term. They offer diversity, liquidity, and often come with lower fees compared to traditional mutual funds. If you’re considering investing in an S&P 500 ETF or any other ETF for the long haul, you’ve come to the right… Read more

  2023.10.28.

• Developed Market Real Equity And Bond Returns since 1800

  There are no negative values over the last 25-50 years… Click on the image to enlarge Read more

  2023.10.28.